You must read the following information for your own protection and benefit. It explains certain legal and regulatory restrictions which apply to any investment in the products referred to in this website (the "Site"). When you have read the following information, please click on the "Home" button above to acknowledge that you have read and understood the information and to return to the main part of the Site.

1). This Site provides information about Skandia Global Funds plc's ("Skandia Global Funds" or "our") investment funds ("SGF Funds") and does not constitute investment advice. An investment in a SGF Fund may not be suitable for all investors and if you are unclearabout any of the information on this Site, please contact an independent financial adviser before making any investment or financial decisions

2). The information contained in this Site does not constitute an offer to buy or sell shares or units in any SGF Fund, nor is the information directed at any jurisdiction in which such offer, sale or recommendation is not authorised. This Site is not directed to any person in any jurisdiction where (by reason of that persons nationality, residence or otherwise) the publication or availability of this Site is prohibited. Persons in respect of whom such prohibitions apply must not access this Site.

3). In particular, this Site is reserved exclusively for non-US persons* and should not be accessed by any person in the United States. The information herein is not for distribution to and does not constitute an offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the benefit of United States persons.

4). Prospective investors should consult their own professional advisers on the tax implications of making an investment in, holding or disposing of any SGF Fund and the receipt of distributions with respect to such a fund.

5). Investment involves risk and the value of your investment may fluctuate. The value of shares and any income from them can go down as well as up and you may not get back all that you have invested. Please be advised that any return estimates or indications of past performance on this Site are for information purposes and can in no way be construed as a guarantee of future performance. Changes in currency rates of exchange may have an adverse effect on the value or income (if any) of the SGF Funds. Levels and bases of taxation are subject to change and will depend on your personal circumstances.

6). Skandia Global Funds believes that the information contained in documents which may be viewed on this Site is accurate as at the date of publication of such documents and where a particular page of this Site is dated, the information on such page is believed to be accurate as at such date; however neither Skandia Global Funds nor any of its third party information providers assume any liability to you or any third party for any loss or damage, whether direct, indirect or consequential, arising from any inaccuracy, error, omission or incompleteness in any such information

7). Certain information accessible on this Site is the intellectual property of the relevant news and information services provider or third parties that provide such information to the relevant service provider, or Skandia Global Funds. The information contained in this Site is protected by copyright and other intellectual property laws and all ownership rights remain with the information services provider or the third party or Skandia Global Funds, as the case may be. No rights of any kind are licensed or assigned or shall otherwise pass to persons accessing this information.

8). You may only download or print copies of the reports or information contained within this Site for your own personal and non-commercial purposes provided that you do not change any copyright, trade mark or other proprietary notices; all other copying, reproducing, transmitting, distributing or displaying of material (except for material which Skandia Global Funds provides in a pdf version or in printer friendly format) on this Site (by any means and in whole or in part) is prohibited.

We and our third party information providers shall not have any liability for any data transmission errors such as data loss, data transmission delay or damage or alteration of any kind, including, but not limited to, any direct, indirect or consequential damage, arising out of the use of the services provided herein.

Messages that you send to us by E-mail may not be secure. We recommend that you do not send any confidential information to us by E-mail. If you choose to send any confidential information to us via E-mail you do so at your own risk with the knowledge that a third party may intercept this information.

Skandia Global Funds and its third party information providers do not give any warranties as to the accuracy, adequacy, completeness, timeliness or non-infringement of title of any information accessible on this Site for a particular purpose or use and all such warranties are excluded to the fullest extent that such warranties may be excluded by law. Further, we will not update or review any information on the Site provided by third parties and caution you that any use made of such information is at your own risk.

Investment in the SGF Funds should not be made without careful reference to the current prospectus. Copies of the prospectus and simplified prospectus are available free of charge from:

Skandia Global Funds plc 
Arthur Cox Building
Earlsfort Terrace
Dublin 2, Ireland
+ 353 618 0000

or Skandia Global Funds (Asia Pacific) Limited, Hong Kong Representative, 24 Floor Henley Building, 5 Queen’s Road Central, Hong Kong. Telephone +(852) 2810 8626 Fax +(852) 2810 8065.

Skandia Global Funds plc (the “Company”) is an investment company with variable capital incorporated with limited liability in the Republic of Ireland and established as an umbrella fund with segregated liability between sub-funds. Investors in the funds of the Company receive shares in the Company. Funds established in the Republic of Ireland are not subject to any income tax, capital gains tax or withholding tax within the Republic of Ireland for investors who are not Irish resident. Each investor in Skandia Global Funds must be at least 18 years of age and may be subject to income tax, withholding tax or estate tax/regulations within their country of residence. Please consult a tax advisor before investing. None of the shares may be offered or sold, directly or indirectly, in the United States or to any US person.

Skandia Global Funds plc is regulated by the Irish Financial Services Regulatory Authority, which has authorised the Company as an Undertaking for Collective Investment in Transferable Securities (UCITS) pursuant to the European Communities (Undertakings for Collective Investment in Transferable Securities) Regulations 2003, as amended, which allows it to be distributed throughout the European Union, subject to the host member state marketing requirements.

Mutual funds are sold by prospectus only. The prospectus contains complete information on risk factors and fees that may apply and should be read carefully before investing.

www.skandiaglobalfunds.com

Registered office: Arthur Cox Building, Earlsfort Terrace, Dublin 2, Ireland. Registration No. 271517