Past performance is not a guarantee of future results. This information is provided to assist you in assessing the risks of investing in the funds and to demonstrate how the funds' performance varies from year-to-year. All data is source Morningstar. Copyright 2008, Morningstar Inc. www.funds.morningstar.com. The performance shown is at fund level (Class A1 Shares) and does not include a sales charge. Had a sales charge been included, performance would have been lower. There is no assurance that a mutual fund will achieve its investment objective. The investment return and principal value of a mutual fund will fluctuate with changes in market conditions. Shares may be worth more or less at time of redemption. Small and mid-cap stocks are more volatile than large-cap stocks. There are additional risks associated with international investing, such as currency fluctuations, economic and political instability, and more volatile markets. These risks may be greater in emerging markets. Sector funds are generally not as diversified as most mutual funds, and as a result tend to be more volatile. Fixed income securities present interest rate risk. Skandia Global Funds has not been registered under the United States Investment Company Act of 1940, as amended, nor the United States Securities Act of 1933, as amended. None of the shares may be offered or sold, directly or indirectly in the United States or to any US Person. A US Person is defined as (a) any individual who is a citizen or resident of the United States for federal income tax purposes; (b) a corporation, partnership or other entity created or organized under the laws of or existing in the United States; (c) an estate or trust the income of which is subject to United States federal income tax regardless of whether such income is effectively connected with a United States trade or business. Mutual funds are sold by a prospectus only. The prospectus contains complete information on risk factors, fees, and surrender charges that may apply and should be read carefully before investing. Issued by Skandia Global Funds plc, a public limited liability investment company with variable capital, authorized by the Central Bank of Ireland as an Undertaking for Collective Investment in Transferable Securities (UCITS). Skandia Global Funds plc Registered Office: Earlsfort Centre, Earlsfort Terrace, Dublin 2, Ireland. Registration No. 271517 |