Skandia Global Funds have not been registered under the United States Investment Company Act of 1940, as amended, nor the United States Securities Act of 1933, as amended. None of the shares may be offered or sold, directly or indirectly, in the United States or to any U.S. Person. Each investor in Skandia Global Funds must be at least 18 years of age and may be subject to income, withholding, or estate taxes/regulations within the respective countries of their domicile. Please consult with a tax advisor to check your particular situation.

Mutual funds are sold by prospectus only. The prospectus includes more information on the mutual fund's fees, expenses and risks, and should be read carefully before investing.  Issued by Skandia Global Funds plc, a public limited liability investment company with variable capital, authorised by the Irish Financial Services Regulatory Authority as an Undertaking for Collective Investment in Transferable Securities (UCITS).

Skandia Global Funds plc Registered Office: Arthur Cox Building, Earlsfort Terrace, Dublin 2, Ireland. Registration No. 271517

Mutual Funds and Other Investments: ARE NOT FDIC INSURED / ARE NOT BANK OR CREDIT UNION GUARANTEED / MAY LOSE VALUE. For more information regarding Skandia Global Funds contact: 1-866-925-3863
www.skandiaglobalfunds.com.